The recent storms have wreaked havoc in our area. Storm damage can be structurally devastating to your home and cause emotional distress to you and your family. Roof leaks and the telltale signs of water damage are often not immediately visible.
Storm damage can be extremely dangerous. Regardless of any damage to your home, the safety of your family is first and foremost. Whether your home has suffered storm damage or not, it’s important to know what to do (or what not to do) the next time a storm hits.
Inspect
Perform a visual inspection for any storm damage. Keep in mind that storm damage can cause structural damage, especially after things shift/settle. Pay attention to any loose shingles or roofing materials as they can fall off, trees can fall etc. Here are some things to look for:
Missing/Damaged Siding
Roof Leaks
Gutter Damage
Broken Windows
Standing Water (in basement and crawl spaces)
Missing/Damaged Shingles
Weakened Trees (that may fall on your home or property)
Downed Power Lines
Exposed Wires
Document
Take photos and videos of any damage incurred to show your contractor and insurance claim adjuster.
Stay Safe
The following tips should help ensure that your home and family are safe the next time a storm hits:
Be very careful climbing ladders when inspecting for damage.
If your roof is damaged or leaking, cover the area to prevent further water damage.
If water has penetrated your home’s interior, remove all wet carpets/rugs. Then open all windows (when appropriate) and run fans (to prevent mold/mildew growth).
If your driveway is damaged, be wary of potential sinkholes.
Keep pets indoors and use a leash when taking them outside.
Don’t attempt to drive through flooded streets or bridges.
If you smell gas, turn off the meter and contact your provider immediately.
Check on neighbors, especially those who are elderly or disabled.
Stay away from damaged trees or broken limbs.
Steer clear of downed power lines.
Never use (or touch) a wet electrical device.
If the power goes out, use flashlights in lieu of candles to prevent fire hazards.
If the damage is severe, do not stay in your home - go somewhere safe until you know it’s safe to return.
Honey Do Men has over 20 years of experience dealing with storm damage. If your home has suffered damage from the recent storms, call us today and schedule a free assessment. We are locally owned and operated and will guide you through the process.
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David’s team at Honey Do Men did a fantastic job in our bathroom. Once all the materials arrived they started...Read More
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What an awesome job replacing our front door! Chris, Kip and Silvio were great at managing some of the unexpected...Read More
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Thank you Honey do men. I’ve waited 2 years to get my basement redone and couldn’t be more pleased with...Read More
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Alejandra KingClient
David’s team at Honey Do Men did a fantastic job in our bathroom. Once all the materials arrived they started promptly and completed everything in the timeframe, as promised. It was unlike prior contractors I experienced, where they don’t show up for days. We knew when they were coming and what they were working on next.
We are very happy with the quality and professionalism of this team. We would be more than happy to do our next house project with Honey Do Men and would recommend them to anyone we know.
Dave CosmoClient
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Paul PlutzkerClient
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Blair ElefantClient
I had the pleasure of working with Honey Do Men on a tv mount install and hanging multiple items of varying sizes and weights. They were extremely professional, polite, clean and precise in the work itself and took the stress out of what could’ve been a quite difficult process. I’ll absolutely use them again!
Visual Inspection: Start with a thorough visual inspection of your property. Look for missing shingles, broken windows, damaged siding, and any visible structural damage.
Roof Inspection: Check the roof for missing or damaged shingles, punctures, and leaks. If it’s safe, use a ladder for a closer look or hire a professional.
Interior Inspection: Inspect the interior for signs of water damage, such as stains on ceilings and walls, dampness, and mold growth. Check the basement and crawl spaces for flooding.
Check Utilities: Ensure that electrical systems, plumbing, and HVAC systems are functioning correctly. Look for downed power lines and gas leaks, and contact utility companies if there are issues.
Document Damage: Take detailed photographs and notes of all damage for insurance claims. Include both exterior and interior damage and any personal property that was affected.
Insurance coverage for storm damage typically includes:
Homeowners Insurance: Covers damage to the structure of your home and personal belongings from wind, hail, and lightning. It also often includes additional living expenses if you need to temporarily relocate.
Flood Insurance: Separate from standard homeowners insurance, this covers damage from flooding. It’s often required in flood-prone areas.
Comprehensive Auto Insurance: Covers vehicle damage from storms, including hail and falling debris.
If your claim is denied:
Review the Policy: Understand the specific reasons for denial by carefully reviewing your policy and the explanation from the insurance company.
Documentation: Ensure all damage is thoroughly documented with photos, receipts, and repair estimates. Provide additional information if required.
Appeal the Decision: File an appeal with your insurance company, providing any additional documentation and a detailed explanation of why the claim should be approved.
Seek Professional Help: Consider hiring a public adjuster who can assist in negotiating with the insurance company. You may also consult an attorney specializing in insurance claims.
State Insurance Department: Contact your state’s insurance department for assistance and to file a complaint if you believe your claim was unfairly denied.
The most common types of storm damage include:
Wind Damage: High winds can cause roofs to lose shingles or entire sections, break windows, and damage siding. They can also topple trees and power lines, leading to further damage to homes and vehicles.
Water Damage: Heavy rain and flooding can lead to water infiltration in basements, crawl spaces, and lower levels of homes. Prolonged exposure to water can weaken foundations and cause mold growth.
Hail Damage: Hailstones can dent or puncture roofs, siding, and windows. They can also damage vehicles and outdoor equipment.
Debris Damage: Flying debris, such as tree branches, outdoor furniture, and other objects, can break windows, damage roofs and siding, and cause structural damage to buildings.
After a storm, take the following steps:
Safety First: Ensure the safety of your family and pets. Avoid downed power lines and unstable structures.
Contact Insurance: Notify your insurance company immediately to start the claims process. Provide them with detailed documentation of the damage.
Prevent Further Damage: Take temporary measures to prevent additional damage, such as covering broken windows with plastic or tarping damaged sections of the roof.
Hire Professionals: Contact licensed contractors for major repairs. Be cautious of unlicensed contractors or scammers who often appear after storms.
Save Receipts: Keep receipts for any temporary repairs and lodging if you need to stay elsewhere. These can be submitted to your insurance company for reimbursement.
Stay Informed: Keep updated on local news and weather reports in case of additional storms or hazards.
Alejandra King ClientDavid’s team at Honey Do Men did a fantastic job in our bathroom. Once all the materials arrived they started...Read More