6 Month Same-As-Cash Loans Payments start after 12 months or until first disbursement, whichever comes first.
5 Year Reduced Interest Loan at 9.99%APRThe repayment terms for this financing option are 60 months. After the loan closes, the first monthly payment is due in 30 days. This information is effective as of 8/13/24.
7 Year Reduced Interest Loan at 9.99%APRThe repayment terms for this financing option are 84 months. After the loan closes, the first monthly payment is due in 30 days. This information is effective as of 8/13/24.
10 Year Reduced Interest Loan at 9.99%APRThe repayment terms for this financing option are 120 months. After the loan closes, the first monthly payment is due in 30 days. This information is effective as of 8/13/24. If you have any questions about our financing solutions, feel free to contact us today.
Easy-to-use bill payment and account management features.
Paperless loan application procedure.
Choice of interest-free and monthly payment options.
Apply for an unsecured installment loan of up to $100,000.
10-year terms are available.
Same-As-Cash option available (a form of deferred payment on purchases).
No prepayment penalties, closing costs, or traditional application fees.
Convenient way to pay for services; choose monthly payments that fit your budget.
TESTIMONIALWhat Our Customers Say About Us
Alejandra KingClient
David’s team at Honey Do Men did a fantastic job in our bathroom. Once all the materials arrived they started...Read More
Dave CosmoClient
What an awesome job replacing our front door! Chris, Kip and Silvio were great at managing some of the unexpected...Read More
Paul PlutzkerClient
Thank you Honey do men. I’ve waited 2 years to get my basement redone and couldn’t be more pleased with...Read More
Blair ElefantClient
I had the pleasure of working with Honey Do Men on a tv mount install and hanging multiple items of...Read More
Alejandra KingClient
David’s team at Honey Do Men did a fantastic job in our bathroom. Once all the materials arrived they started promptly and completed everything in the timeframe, as promised. It was unlike prior contractors I experienced, where they don’t show up for days. We knew when they were coming and what they were working on next.
We are very happy with the quality and professionalism of this team. We would be more than happy to do our next house project with Honey Do Men and would recommend them to anyone we know.
Dave CosmoClient
What an awesome job replacing our front door! Chris, Kip and Silvio were great at managing some of the unexpected issues we faced. The team helped us work through them and the installation went smoothly. Excellent communication and support throughout the entire process. Highly recommend Honey Do Men for any home repair/renovation you may have. Thank You!!!
Paul PlutzkerClient
Thank you Honey do men. I’ve waited 2 years to get my basement redone and couldn’t be more pleased with the results. I included a before pic for comparison. It’s night and day. From the beginning working with Vince was great. He guided me through the process, answered all of my questions and concerns. Then Angel came with his crew and did a fantastic job. I am very excited to be able to use my basement as an enticing living space, not just for storage. Thank you again for a job well done! 😀
Blair ElefantClient
I had the pleasure of working with Honey Do Men on a tv mount install and hanging multiple items of varying sizes and weights. They were extremely professional, polite, clean and precise in the work itself and took the stress out of what could’ve been a quite difficult process. I’ll absolutely use them again!
Homeowners have several financing options, including:
Home Equity Loans: These loans allow homeowners to borrow against the equity in their home, typically with a fixed interest rate and fixed monthly payments.
Home Equity Lines of Credit (HELOCs): Similar to home equity loans, but with a revolving line of credit that homeowners can draw from as needed, usually with variable interest rates.
Personal Loans: Unsecured loans that don’t require home equity as collateral. They often have higher interest rates but quicker approval processes.
Credit Cards: Useful for smaller projects, but often carry higher interest rates if not paid off quickly.
Cash-Out Refinancing: Replaces an existing mortgage with a new one, taking out extra cash based on the home's equity.
Government Loans: Options like FHA 203(k) loans for specific types of home renovations.
To determine the best financing option, consider the following factors:
Project Cost: Larger projects might benefit from home equity loans or cash-out refinancing, while smaller projects could be managed with credit cards or personal loans.
Credit Score: Higher credit scores typically qualify for better interest rates and terms, especially with personal loans and credit cards.
Equity in Home: If you have significant equity, home equity loans or HELOCs might be advantageous.
Repayment Terms: Consider how quickly you can repay the loan and whether you prefer fixed or variable interest rates.
Interest Rates and Fees: Compare the total cost of each financing option, including interest rates and any additional fees.
When budgeting, consider:
Total Project Cost: Get detailed quotes from contractors to understand the full scope of the project.
Contingency Fund: Set aside 10-20% of the project cost for unexpected expenses.
Monthly Payments: Calculate how the financing will affect your monthly budget and ensure you can afford the payments.
Return on Investment (ROI): Consider how the improvements will impact your home’s value and whether the investment is worth it.
To secure the best interest rate:
Improve Your Credit Score: Pay down debts, make payments on time, and check your credit report for errors.
Compare Lenders: Shop around and get quotes from multiple lenders to compare rates and terms.
Consider Loan Terms: Shorter loan terms often have lower interest rates, but higher monthly payments.
Negotiate: Don’t hesitate to negotiate with lenders for better rates and terms, especially if you have a strong credit profile.
Leverage Home Equity: If you have substantial equity, use it to secure lower rates with home equity loans or HELOCs.
Alejandra King ClientDavid’s team at Honey Do Men did a fantastic job in our bathroom. Once all the materials arrived they started...Read More